| Country
|
QR Code Payment System
|
Authority/Owner
|
National QR Integration Launch Date
|
Cross-Border QR Linkage Launch Date
|
Notes
|
 Malaysia
|
DuitNow QR
|
PayNet and Bank Negara Malaysia
|
10 December 2018
|
- Thailand (2021)[3]
- Singapore (2023)[4]
- Indonesia (2023)[5]
- Cambodia (2024)[6]
|
DuitNow allows all participating banks and e-wallets in Malaysia to use the same QR Code for transactions. It is launched by PayNet under the Bank Negara Malaysia's Interoperable Credit Transfer Framework (ICTF). Some of the banks and e-wallets that support this payment system are Maybank, Hong Leong Bank, CIMB, HSBC, Touch 'n Go eWallet, GrabPay, Setel, ShopeePay, OCBC, UOB, ICBC, and more.[7]
|
 Cambodia
|
KHQR
|
Soramitsu and National Bank of Cambodia
|
26 June 2020
|
- Thailand (2020)[8]
- Laos (2023)[9]
- Vietnam (2023)[10]
- Malaysia (2024)[6]
|
KHQR is Cambodia national QR payment standard part of Bakong System launched in 26 June 2020. KHQR is developed by National Bank of Cambodia and Soramitsu (Japanese-Swiss fintech company).[11][12]
|
 Laos
|
LAO QR
|
Bank of the Lao PDR
|
29 January 2020
|
- Cambodia (2023)[9]
- Thailand (2024)[13]
- Vietnam (2025)[14]
|
LAO QR is a unified QR payment system in Laos. The Bank of the Lao PDR held an official launch on 29 January 2020, with the presence of BOL Governor, Mr. Sonexay Sithphaxay, senior officials from the Bank of Lao PDR, representatives from relevant ministries, and commercial banks financial institutions, Fintech, WB Group, and Union Pay.[15]
|
 Myanmar
|
MMQR
|
Central Bank of Myanmar
|
4 March 2025
|
-
|
MyanmarPay (MMQR) is a unified QR code payment system in Myanmar. MMQR ensures seamless interoperability across banks, mobile wallets, and payment platforms. MyanmarPay owned and regulated by the Central Bank of Myanmar and operated by PayPlus Co., Ltd.[16][17][18]
|
 Philippines
|
QR Ph (National QR Code Standard)
|
PPMI and Bangko Sentral ng Pilipinas
|
20 November 2019
|
-
|
QR Ph is the QR code standard in the Philippines, approved by the Philippines Payment Management, inc. (PPMI) in accordance with circular 1055 of the Bangko Sentral ng Pilipinas. The system is based on the Europay-Mastercard-VISA (EMV) standard, allowing one QR Code to serve transactions from different banks and e-wallets.[19]
|
 Indonesia
|
QRIS (Quick Response Code Indonesian Standard)
|
Bank Indonesia
|
17 August 2019
|
- Thailand (2022)[8]
- Malaysia (2023)[5]
- Singapore (2023)[20]
|
QRIS combines all the separate QR codes from different payment services into one QR code which can be used by merchants to receive payments from any e-wallets or banks that support QRIS. All payment services in Indonesia required to support QRIS, including GoPay, OVO, Dana, ShopeePay, BCA, BNI, BRI, Mandiri, BSI, UOB Indonesia, DBS Indonesia, CIMB Indonesia, SeaBank, etc.[21]
|
 Singapore
|
SGQR+ (NETS QR)
|
MAS and IMDA
|
17 September 2018
|
- Thailand (2021)[22]
- Malaysia (2023)[4]
- Indonesia (2023)[20]
|
SGQR combines multiple QR codes used by multiple payment services in Singapore, including PayNow and NETS, into one QR code.[23] This scheme is co-owned by MAS and IMDA.[24] SGQR+ is the successor of SGQR, it supports interoperability and cross-border function.[25][26]
|
 Thailand
|
Thai QR Payment (PromptPay QR)
|
Bank of Thailand
|
30 August 2017
|
- Cambodia (2020)[8]
- Vietnam (2021)[8]
- Malaysia (2021)[3]
- Singapore (2021)[22]
- Indonesia (2022)[8]
- Laos (2024)[13]
|
Thai QR Payment (PromptPay) integrates QR payment systems in Thailand. It was launched by the Bank of Thailand.[27]
|
 Vietnam
|
VietQR
|
NAPAS
|
15 June 2021
|
|
VietQR is the national QR code payment standard for Vietnam, launched as a collaborative effort by the National Payment Corporation of Vietnam (NAPAS) in partnership with several major banks, including Vietcombank, BIDV, VietinBank, and Agribank. VietQR aims to streamline digital transactions across various financial platforms by using a unified QR code format that supports interoperability among different banks and e-wallets.[28]
|
